Foundations 360 Planningtm

 

FMS Capitals Proprietary Retirement Planning Model

Happy Family in Nature

Foundations 360 Planningtm

FMS Capital Management has built a proprietary financial planning model. Our Foundations 360 Planning model has 3 phases of strategies to serve help our clients accomplish their financial goals.

Phase 1, Short Term Financial Planning

*Accumulation and Maximization of Investments

*Personalized Portfolio Construction 

*Consistent Portfolio Monitoring

*Insurance Planning

*Estate Planning

*Retirement Income Planning.

Phase 2, Long Term Financial Planning

*Lifetime Income Planning

*Required Minimum Distribution (RMD) Planning

*Tax Mitigation Planning

*Social Security Planning

*Estate Planning

Phase 3, Death/ Passing Assets Planning

*Probate Avoidance 

*Tax Free Asset Passing

*Estate Tax Planning

*Surviving Spouse Planning

*Generational Wealth Asset Planning 

Will you have any gaps in income during retirement? Our Foundations 360 Planning Model focuses on Short term income planning, assuring you will be able to meet your monthly income goals. 

Also, with our financial planning software, we have the ability to detect any shortfall in income long term.

Do you know how to maximize your social security benefits? How about the best time to file for you and your spouse?

 

Learn how to maximize social security fillings with our in-depth social security analysis. Our advisors can run a personalized report to show you EXACTLY when the best time to file for social security is and how to maximize benefits for life.

Taxes are the foundation of every retirement plan. Our internal tax team has access to the BEST technology in the market. We will run in-depth tax analysis to help you minimize taxes both in working years and retirement years. 

We will help you determine if Roth conversions make sense and how to strategically make those conversions happen. We look at things like, how much room do you have between where you are in your current tax bracket and the next one up. By understanding this we will build out a short term plan to successfully convert with our bearing a major tax problem.

Contact Us

 Address. 3733 National Dr. Suite 123, Raleigh, NC 27612

Tel. 919-300-5870

© 2020 FMS Capital Management

Securities and investment advisory services offered through Brokers International Financial Services, LLC. Member SIPC. Brokers International Financial Services, LLC does not provide tax or legal advice and is not affiliated with FMS Capital Management, LLC.  FMS Capital Management  is not affiliated or endorsed by the Social Security Administration or any government agency. 

 

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact FMS Capital Management, LLC at Info@FMSCapitalManagement.com

 

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*The Retirement Analysis gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates. We can’t provide your actual benefit amount until you apply for benefits. And that amount may differ from the estimates provided because:

  • Your earnings may increase or decrease in the future

  • After you start receiving benefits, they will be adjusted for cost-of-living increases

  • Your estimated benefits are based on current law. The law governing benefit amounts may change because, by 2033, the payroll taxes collected will be enough to pay only about 77 cents for each dollar of scheduled benefits

  • Your benefit amount may be affected by military service, railroad employment or pensions earned through work on which you did not pay Social Security tax

 

FMS Capital Management, LLC is a subsidiary of TRA Capital Group, LLC