Businessmen

Self Directed Brokerage Account

For More Information call us at 919-300-5870

What is SDBA?

Over the past several years, many employers have enhanced their retirement plans to include a brokerage window opportunity so that plan participants have more choice and greater flexibility with their retirement investments. This option, known as the Self-Directed Brokerage Account (SDBA), exists in 401(k), 403(b), or 457 plans where participants have access to professional management, stocks, bonds, mutual funds and ETFs.

How it Works

Plans that offer the SDBA option provide opportunities for employees to take full control of their current retirement account by linking it to the existing Core account. The Core account refers to the retirement account through the employer that offers limited, pre-selected investment choices. In doing so, participants expand the range of investment choices beyond the Core plan investments and will have access to the same management style as high net worth investors, institutions, and foundations.

While SDBAs are underutilized, this option should be used by investors who feel comfortable managing their own risk or working with a professional investment advisor.

Contact Us

 Address. 3733 National Dr. Suite 123, Raleigh, NC 27612

Tel. 919-300-5870

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Securities and investment advisory services offered through Brokers International Financial Services, LLC. Member SIPC. Brokers International Financial Services, LLC does not provide tax or legal advice and is not affiliated with FMS Capital Management, LLC.  FMS Capital Management  is not affiliated or endorsed by the Social Security Administration or any government agency. 

 

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*The Retirement Analysis gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates. We can’t provide your actual benefit amount until you apply for benefits. And that amount may differ from the estimates provided because:

  • Your earnings may increase or decrease in the future

  • After you start receiving benefits, they will be adjusted for cost-of-living increases

  • Your estimated benefits are based on current law. The law governing benefit amounts may change because, by 2033, the payroll taxes collected will be enough to pay only about 77 cents for each dollar of scheduled benefits

  • Your benefit amount may be affected by military service, railroad employment or pensions earned through work on which you did not pay Social Security tax

 

FMS Capital Management, LLC is a subsidiary of TRA Capital Group, LLC